Financial habits that last a lifetime begin here. Whether they’re a young saver or young adult, start your child off right with our youth accounts.

Rates

Key Features

  • Competitive Dividends
  • Special Gifts
  • No Monthly Maintenance Fee
  • Start your child off on the right financial footing
  • Available to children age 13 and under
  • Earn 1% dividend rate on first $500 in account1
  • Minimum $5.00 balance to earn standard dividend rate
  • No monthly maintenace fee
  • No minimum balance requirements
  • Free digital solutions, including:
    • Free online services
    • Free mobile services with mobile deposit
    • Free eStatements
  • $5 minimum deposit to open2
  • Special gifts on deposits over $50

1The 1% dividend rate applies to dollars $0 to $500. Regular dividend rate applies to dollars $501+.

2To open a cash critter account you will need to provide the child's original social security card or birth certificate to verify identity. A social security number is required to open the account.

  • Help your young member save money, establish credit history, and learn about personal finance
  • Available to students age 14 to 20
  • Earn 1% dividend rate on first $500 in Student Plus Savings and Student Plus Checking accounts1
  • No monthly maintenance fee2
  • No minimum balance requirements
  • 0.250% auto loan rate discount available3
  • Free digital solutions, including:
    • Free online services & bill pay
    • Free mobile services with mobile deposit
    • Free eStatements
  • Eligible for MAFCU Visa® Platinum credit card with ScoreCard Rewards (credit limit of up to $500)3
  • Free MAFCU Visa® debit card with ScoreCard Rewards4
  • Access to over 100,000 free ATMs and 5,500 branches nationwide via shared branching and surcharge-free ATMs
  • Free first order of 40 basic checks
  • $5 “Congrats Deposit” for each scholastic or athletic award earned in the current quarter
  • $30 minimum deposit to open

1The 1% dividend rate applies to dollars $0 to $500. Regular dividend rate applies to dollars $501+.

2Minors must have a parent/guardian as a joint owner. Students must show proof of enrollment.

3Loans to Student Plus members require signature of a parent or legal guardian as co-applicant. Student Plus member must be employed and have at least a 3.0 GPA to qualify for discount. Student Plus member and parent must bring proof of income.

4The minimum age to receive a debit card is 16 years old (on an exception basis).

To open a student plus account a social security number is required. We will ask to see your driver license, government issued ID or other identifying documents.

APY = Annual Percentage Yield

The Regular Share Savings or Student Plus Savings accounts are required to join Mid-Atlantic Federal Credit Union and open the door to our suite of products. A $5.00 minimum balance is required to open these accounts.