Financial habits that last a lifetime begin here. Whether they’re a young saver or young adult, start your child off right with our youth accounts.


Key Features

  • Competitive Dividends
  • Special Gifts
  • No Monthly Maintenance Fee
  • Start your child off on the right financial footing
  • Available to children age 13 and under
  • Earn 1% dividend rate on first $500 in account1
  • Minimum $5.00 balance to earn standard dividend rate
  • No monthly maintenace fee
  • No minimum balance requirements
  • Free digital solutions, including:
    • Free online services
    • Free mobile services with mobile deposit
    • Free eStatements
  • $5 minimum deposit to open2
  • Special gifts on deposits over $50

1The 1% dividend rate applies to dollars $0 to $500. Regular dividend rate applies to dollars $501+.

2To open a cash critter account you will need to provide the child's original social security card or birth certificate to verify identity. A social security number is required to open the account.

APY = Annual Percentage Yield

The Regular Share Savings or Cash Critters accounts are required to join Mid-Atlantic Federal Credit Union and open the door to our suite of products. A $5.00 minimum balance is required to open these accounts.