Youth Accounts

• Start your child off on the right financial footing with a First Savings account.
• Available to children age 13 and under¹. 
• Earn 1.250% annual percentage yield on the first $500 and 0.750%³ on amounts thereafter.
• No monthly maintenance fee and no minimum balance requirements.
• Free digital solutions, including:
  • View account history
  • Secure messages
  • Access to mobile app with Mobile deposit
  • eStatements
• $5 minimum deposit to open²

¹Converts to a Regular Share Savings account at 14 years of age.

²To open a First Savings account, Parent/Guardian will need to be a joint owner with the child as the primary. The child's social security number and copy of the birth certificate are required to open the account.

³Blended rate calculated based on $10,000 above 1st tier 

• Start your teenager off on the right financial path with a Student Plus Checking account.
• Available to members age 12-20 ¹. 
• Debit Card available for all ages.
• Earn 1.000% annual percentage yield on the first $500 and 0.353%³ on amounts thereafter.
• No monthly maintenance fee and no minimum balance requirements
• Free digital solutions,including:
  • View Account History
  • Secure messages
  • Access to mobile app with Mobile Deposit
  • eStatements
  • Internal Funds Transfer
  • Credit Monitoring
  • Account Aggregator
  • Access to CardSwap to pay for subscription services
• Access to MAFCU Card app
  • Turn Debit Card on/off
  • Set purchase limits and transaction alerts
• $25 minimum deposit to open²

Apply here if you're 18-20

¹Converts to a Standard Checking account at 21 years of age.

²To open a Student Plus Checking account, Parent/Guardian will need to be a joint owner if the Primary member is a minor. A social security number and Government issued ID for all signers are required to open the account.

³Blended rate calculated based on $10,000 above 1st tier