MAFCU members don’t just save more — they earn more. Rack up cash back on purchases made with your debit card.

Rates

Key Features

  • Cash Back
  • Refunds on ATM Withdrawal Fees^
  • No Monthly Maintenance Fee
  • No Minimum Balance Requrements
  • Kasasa Cash Back Rewards checking that pays you back
  • Get 3.00% cash back on debit card purchases^
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year, $9.00 per month
  • Refunds on ATM withdrawal fees, nationwide^
  • Link to free Cash/Cash Back Saver to build savings automatically
  • No monthly maintenance fee
  • Easily accept payments, send invoices, and manage finances within your Online Services through Autobooks.
  • No minimum balance requirement to earn rewards
  • Free digital solutions, including:
    • Free online services & bill pay
    • Free mobile services with mobile deposit
    • Free eStatements
  • Free MAFCU Visa® debit card 
  • Access to over 75,000 free ATMs nationwide via shared branching and surcharge-free ATMs
  • $25 minimum deposit to open

Earning Your Rewards is Simple

Enrollments must be in place and all of the following transactions and activities must post and settle to your Cash Back Rewards account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least one direct deposit or ACH credit transaction
  • Be enrolled in and agree to receive eStatements

You've got this. But even if you don't meet your qualifications during the cycle, your Cash Back Rewards account is still free. And you can get right back to earning your cash rewards the very next month!

*APY = Annual Percentage Yield. APR = Annual Percentage Rate.

2Kasasa Cash Back Rewards:

For Kasasa Cash Back accounts, you will receive 3.00% cash back on up to $300.00 in PIN-based/signature-based debit card purchases that post and settle to your account if you meet the minimum qualification requirements during the monthly qualification cycle. A maximum of $9.00 cash back may be earned per monthly qualification cycle. In addition, we will refund up to $15.00 in ATM fees assessed at nationwide ATMs we do not own or operate. ATM refunds will be paid on the first day of the following month. If you have a Kasasa Saver account, cash back earned on your Kasasa Cash Back account and ATM fees refunded to you will be deposited directly into your Kasasa Saver account. If you do not have a Kasasa Saver account, cash back earned and fees refunded will remain in your Kasasa Cash Back account. If you do not meet all the minimum qualification requirements during the monthly qualification cycle, you will not earn a cash back reward and ATM fees will not be refunded to you. A $25 minimum deposit is required to open this account.

4Normal charges will apply to check re-orders.

5Available 0.250% loan rate discounts require Auto Pay from a Mid-Atlantic Federal Credit Union share account and apply to Auto/Vehicle Loans, Signature Loans, and Kwik Cash Line of Credit.

Kasasa Accounts: For all Kasasa accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for monthly qualification cycle. To meet the minimum qualification requirements, you must: 1) make 12 Debit card purchases that post and settle your account; 2) have one ACH credit or direct deposit settle your account; 3) be enrolled to receive e-statements. The monthly qualification cycle is defined as one day prior to the first banking day of the current statement cycle through one day prior to the last banking day of the current statement cycle. Account transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the account’s reward. The following transactions do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit purchases processed by merchants and received by our credit union as ATM transactions, and purchases made with debit cards not issued by our credit union. If your Kasasa account (Cash Rewards, Cash Back or Cash Savers) does not meet the required activity to earn rewards for four (4) consecutive statement cycles, the account may be converted to our Standard Checking account. One (1) Kasasa Cash Rewards or Kasasa Cash Back and one Kasasa Saver account is allowed per social security number. Dividends will be credited to your Kasasa account on the first processing/business day of the following statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. Federally insured by NCUA.

Trademarks: Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.