Effective Jan 1, 2023    Printable Version

Some fees are subject to change without notice

Plastic Card Fees

Fee Description Fee Amt
New Check Card Free
Replacement $10.00
Plastic Card Rush $30.00
International Transaction Fee 1% of trans amt
Foreign ATM Transaction $1.00

ACH Origination

Fee Description Fee Amt
ACH Per File $2.00
ACH Per Record $0.09
ACH Origination Return $15.00

E-Funds Transfer

Fee Description Fee Amt
Incoming (standard) $5.00
Outgoing (standard) $5.00
Pay People (Standard) $5.00

Phone/Online Payments

Fee Description Fee Amt
By Check Free
By Credit Card Free

Account Fees

Fee Description Fee Amt
Privilege Pay $31.00
NSF / Overdrawn Account $31.00
NSF Check Re-post $15.00
Return Deposit Item $15.00
Stop Payment Online $20.00
Stop Payment In Branch $25.00
Business Checking fall below minimum balance $15.00
Commercial Checking monthly maintenance $20.00
MSB Commercial Checking monthly maintenance $1,000.00
Cash deposited over monthly limit $0.12 per $100
Coin orders $0.10 per coin roll
Currency orders $1.20 per $1,000
Business Checking includes 200 paid and/or deposited items per month $0.30 per item paid/deposited thereafter
Commercial Checking includes 500 paid and/or deposited items per month $0.25 per item paid/deposited thereafter
Foreign Check Collection $20.00
Temporary Check (4) $2.00
Checking Re-open $10.00
Paper Statement $5.00
Commercial Money Market written check exceeding monthly limit $5.00

Credit Card / Loan Fees

Fee Description Fee Amt
Visa Draft Copy $10.00
Credit Card Balance Transfer 3% of amount transferred
Credit Card Cash Advance Fee 3% of amount advanced
Credit Card Foreign Transaction 1% of each transaction
Credit Card Late Payment up to $40*
Credit Card Over-the-Limit Fee None
Credit Card Returned Payment Up to $40*
Loan Advance Fee $10.00
Loan Late Payment 5% of pymt. amount or $25, whichever is greater
Loan Over Limit $25.00
Loan Modification Processing Charge $250.00
Loan Payoff Request $35.00

Wire Transfer

Fee Description Fee Amt
Incoming Free
Domestic Outgoing $40.00
Domestic Outgoing (online) $30.00
Rush - plus wire standard fee $10.00
International Outgoing $90.00
International Outgoing (online) $80.00

Other Fees

Fee Description Fee Amt
Business Bill Payment Free
Check/ACH Positive Pay $75.00
Remote Deposit Capture maintenance $35.00
MSB Remote Deposit Capture maintenance -leasing $50-$75
Remote Deposit Capture per item $0.30
Account Research/Reconciliation per hour or fraction $25.00
Garnishment / IRS Levy $75.00
Deposit account Collection $20.00
Notary (Member) per seal Free
Inactive account (monthly) $5.00
Escheatment (annual) $50.00
Check Copy $5.00
Check Copy (through internet) $3.00
Photo Copy / Fax $5.00
Official Check $5.00
Official Check Stop Pay $25.00
Printed Statements (Duplicate/Returned/Interim/Mailed) $5.00
Verification of Deposit $10.00
Medallion Signature Guarantee Free
Bad Address Fee (monthly) $5.00
On-us Check Cashing (non-member only) $20.99