Effective Jan 1, 2023 Printable Version
Some fees are subject to change without notice
Plastic Card Fees
| Fee Description | Fee Amt |
|---|---|
| New Check Card | Free |
| Replacement | $10.00 |
| Plastic Card Rush | $30.00 |
| International Transaction Fee | 1% of trans amt |
| Foreign ATM Transaction | $1.00 |
ACH Origination
| Fee Description | Fee Amt |
|---|---|
| ACH Per File | $2.00 |
| ACH Per Record | $0.09 |
| ACH Origination Return | $15.00 |
E-Funds Transfer
| Fee Description | Fee Amt |
|---|---|
| Incoming (standard) | $5.00 |
| Outgoing (standard) | $5.00 |
| Pay People (Standard) | $5.00 |
Phone/Online Payments
| Fee Description | Fee Amt |
|---|---|
| By Check | Free |
| By Credit Card | Free |
Account Fees
| Fee Description | Fee Amt |
|---|---|
| Privilege Pay | $31.00 |
| NSF / Overdrawn Account | $31.00 |
| NSF Check Re-post | $15.00 |
| Return Deposit Item | $15.00 |
| Stop Payment Online | $20.00 |
| Stop Payment In Branch | $25.00 |
| Business Checking fall below minimum balance | $15.00 |
| Commercial Checking monthly maintenance | $20.00 |
| MSB Commercial Checking monthly maintenance | $1,000.00 |
| Cash deposited over monthly limit | $0.12 per $100 |
| Coin orders | $0.10 per coin roll |
| Currency orders | $1.20 per $1,000 |
| Business Checking includes 200 paid and/or deposited items per month | $0.30 per item paid/deposited thereafter |
| Commercial Checking includes 500 paid and/or deposited items per month | $0.25 per item paid/deposited thereafter |
| Foreign Check Collection | $20.00 |
| Temporary Check (4) | $2.00 |
| Checking Re-open | $10.00 |
| Paper Statement | $5.00 |
| Commercial Money Market written check exceeding monthly limit | $5.00 |
Credit Card / Loan Fees
| Fee Description | Fee Amt |
|---|---|
| Visa Draft Copy | $10.00 |
| Credit Card Balance Transfer | 3% of amount transferred |
| Credit Card Cash Advance Fee | 3% of amount advanced |
| Credit Card Foreign Transaction | 1% of each transaction |
| Credit Card Late Payment | Up to $40* |
| Credit Card Over-the-Limit Fee | None |
| Credit Card Returned Payment | Up to $40* |
| Loan Advance Fee | $10.00 |
| Loan Late Payment | 5% of payment. amount or $25, whichever is greater |
| Loan Over Limit | $25.00 |
| Loan Modification Processing Charge | $250.00 |
| Loan Payoff Request | $35.00 |
Wire Transfer
| Fee Description | Fee Amt |
|---|---|
| Incoming | Free |
| Domestic Outgoing | $40.00 |
| Domestic Outgoing (online) | $30.00 |
| Rush - plus wire standard fee | $10.00 |
| International Outgoing | $90.00 |
| International Outgoing (online) | $80.00 |
*$25.00 for 1st instance. $40.00 for repeated instances within 6 months.
**A membership is considered inactive/dormant if there are no member-initiated transactions for one year.
Other Fees
| Fee Description | Fee Amt |
|---|---|
| Business Bill Payment | Free |
| Check/ACH Positive Pay | $75.00 |
| Remote Deposit Capture maintenance | $35.00 |
| MSB Remote Deposit Capture maintenance -leasing | $50-$75 |
| Remote Deposit Capture per item | $0.30 |
| Account Research/Reconciliation per hour or fraction | $25.00 |
| Garnishment / IRS Levy | $75.00 |
| Deposit account Collection | $20.00 |
| Notary (Member) per seal | Free |
| Inactive account (monthly) | $5.00** |
| Escheatment (annual) | $50.00 |
| Check Copy | $5.00 |
| Check Copy (through internet) | $3.00 |
| Photo Copy / Fax | $5.00 |
| Official Check | $5.00 |
| Official Check Stop Pay | $25.00 |
| Printed Statements (Duplicate/Returned/Interim/Mailed) | $5.00 |
| Verification of Deposit | $10.00 |
| Medallion Signature Guarantee | Free |
| Bad Address Fee (monthly) | $5.00 |
| On-us Check Cashing (non-member only) | $20.99 |