Mid-Atlantic Federal Credit Union | Your Financial Family

Effective September 1, 2026, Free Checking accounts will be renamed Standard Checking account. Your day-to-day banking experience will remain the same, and no action is required on your part.

The Smart Way to Out-Smart Rising Mortgage Rates

Explore how our 1-Year COFI (Cost of Funds Index) ARM can keep payments low

As low as 4.517% APR* *Annual Percentage Rate

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Our Cards Work Extra Hard for You

That includes cash-back points with every purchase, a 0% introductory rate*, and no annual fees

Introductory 0% APR* The introductory APR applies to purchases, balance transfers, and cash advances made within 6 months of card issuance, excluding existing Mid-Atlantic Federal Credit Union balances.

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Shift Into an Affordable Auto Loan

Keep your payments low with a Mid-Atlantic FCU auto loan*

As low as 4.99% APR* Annual Percentage Rate

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Realize Your Dreams

With a signature loan of up to $30,000*

As low as 9.75% APR* *Annual Percentage Rate *Loan rate for the Signature Loan shown is the lowest rate for the product advertised and would require Auto Pay.

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They’re Growing Fast, Their Money Should Too

You can give them a head start with a Mid-Atlantic FCU First Savings or Student Plus Checking account.

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Become a member of Mid-Atlantic Federal Credit Union

News

Introducing Your Financial Success

Our new blog delivers quick, in-depth articles on financial wellness topics that matter to you.

The Latest Newsletter Is Out

Read the latest news and updates.

Your Change Can Change the World

You can lead positive change. Supporting the charity of your choice has never been easier.

Business Lending

Whether you're starting up or scaling up, keep your business moving forward.

Business Term Loans

Business Line of Credit

Business Credit Card

Personal Lending

From little moments to big milestones, meet any of life's needs with ease.

Visa^® Credit Cards

Everyday convenience and exclusive rewards, all in one.
Kwik Kash Line of Credit

Anytime access to cash for anything that comes your way.
Signature Loans

Fixed, low rates - with nothing needed up front.

Rooted In Montgomery County

Put your money where your heart is... right here at home.