• The Joy of having a free checking account that also rewards you!

    No minimum balance requirement or monthly maintenance fees

    Access to Over 75,000 Free ATMs Nationwide

    View Details

  • You Can Have The House Of Your Dreams

    MAFCU offers a range of options for home purchases and refinancing.

    Apply now

  • Retirement Planning Seminar

    '3 mistakes that cause retirees to run out of money'

    Monday, June 18th 2018, 6pm

    MAFCU Community Center, Germantown, MD

    RSVP here

  • Plant your money in a MAFCU Share Certificate

    Plant your money and watch it grow with flexible terms and competitive rates. Stop by a branch, give us a call or visit our website for more information on our great rates.

    See our rates

  • Build your Business from the ground up

    Manage your business finances your way with your choice of business checking accounts.

    Become a member

Mortgage Loans

Get the best value for your home mortgage dollar at MAFCU. We offer a full range of options for home purchase and refinancing.

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Credit Cards

Enjoy an introductory 0% APR*, on purchases and on our no fee balance transfer the first six months.

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Online Services

MAFCU Online services platform is easy, secure and free to our members. Sign up today for online services, bill pay and e-statements.

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About Us

There's simply no better place to help manage your finances in Montgomery County, Maryland than at Mid-Atlantic Federal Credit Union (MAFCU) - and virtually anyone can. Consumers and businesses that are part of this community save more - and earn more - with MAFCU loans, savings and checking  accounts, which offer better rates and fewer fees than those at other financial institutions.

MAFCU is a not-for-profit financial cooperative managed for the sole benefit of our members. Our volunteer Board of Directors and professional management team work hard to make sure MAFCU helps every member achieve their financial goals.

News & Promotions

MAFCU Apple Pay is now here! Paying in stores or within apps has never been easier, safer, or more private.


Community Room of MAFCU HQs - 12820 Wisteria Drive, Germantown MD

We love to hear how we are helping improve our members' lives and strengthening their financial condition through their relationship with us.

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