• Mortgage rates near record lows


    Thinking about a new home or refinancing your existing mortgage to a lower rate and payment? Contact us today and take advantage of what the market has to offer! 

    Apply now  


  • PPP Loan Information


    Below you can find information to apply for the PPP loan or view the loan forgiveness procedures.

    View PPP Loan Details

    View Loan Forgiveness Procedures   



    In light of the Coronavirus (COVID-19), we've created a resource page where you can stay up-to-date with announcements, and more. 

    Take me there!


  • Check out our Loan Resources


    Want to find out more about our auto resources such as the types of loan protections, coverages, and additional auto services we offer? Click the button below!

    Take me there!

  • Now you can monitor your credit!


    Credit Score is here! You now have instant access to your credit score, credit report, personalized money-saving offers, and financial education tips on how to improve your score or maintain an already great score. It's built into our easy-to-use Online Services platform, so you don't need a new login.

    See my credit report


Mortgage Loans

as low as

2.340%  APR

Heloc Loans

as low as

3.250%  APR

Personal Loans

as low as

2.300%  APR

Share Certificates

as high as

0.800%  APY

Mortgage Loans

Get the best value for your home mortgage dollar at MAFCU. We offer a full range of options for home purchase and refinancing.

Learn More

Credit Cards

Enjoy an introductory 0% APR*, on purchases and on our no fee balance transfer the first six months.

Learn More

Our Rates

Auto Loans as low as 3.24% APR
Share Certificates as high as 0.800% APY


Deposit Rates  Loan Rates

About Us

There's simply no better place to help manage your finances in Montgomery County, Maryland than at Mid-Atlantic Federal Credit Union (MAFCU) - and virtually anyone can. Consumers and businesses that are part of this community save more - and earn more - with MAFCU loans, savings and checking  accounts, which offer better rates and fewer fees than those at other financial institutions.

MAFCU is a not-for-profit financial cooperative managed for the sole benefit of our members. Our volunteer Board of Directors and professional management team work hard to make sure MAFCU helps our members achieve their financial goals.

News & Promotions

As of Monday, August 3rd at 5pm, we are no longer accepting PPP Loan applications

We love to hear how we are helping improve our members' lives and strengthening their financial condition through their relationship with us.

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