• Mortgage rates near record lows


    Thinking about a new home or refinancing your existing mortgage to a lower rate and payment? Contact us today and take advantage of what the market has to offer!

    *Apply on or before 10/31/19 to take advantage of a $1,000 lender credit to reduce your closing costs. 

    Apply now  


  • Fraud prevention


    Please be aware, MAFCU staff will never contact you requesting your Online Banking Login ID, password, debit card number, PIN or any other sensitive information. Please contact us with any concerns.. 

    Fraud Education

  • We can help you achieve your financial goals!


    MAFCU Wallet has all of your credit union’s mobile offerings in one convenient place! Whether its applying for a loan, interested in financial wellness, or looking for auto and home resources,

    MAFCU Wallet has it all! Now available for Apple and Android devices!


  • Make your dreams a reality


    With a MAFCU Home Equity Line of Credit  

    View Details


  • Drive down your monthly payments


    Pump the brakes and slide past high rates and payments on your auto loan.

    See for yourself!

Mortgage Loans

as low as

3.219%  APR

Heloc Loans

as low as

4.750%  APR

Personal Loans

as low as

2.300%  APR

Share Certificates

as high as

1.969%  APY

Mortgage Loans

Get the best value for your home mortgage dollar at MAFCU. We offer a full range of options for home purchase and refinancing.

Learn More

Credit Cards

Enjoy an introductory 0% APR*, on purchases and on our no fee balance transfer the first six months.

Learn More

Our Rates

Auto Loans as low as 3.24% APR
Share Certificates as high as 1.969% APY


Deposit Rates  Loan Rates

About Us

There's simply no better place to help manage your finances in Montgomery County, Maryland than at Mid-Atlantic Federal Credit Union (MAFCU) - and virtually anyone can. Consumers and businesses that are part of this community save more - and earn more - with MAFCU loans, savings and checking  accounts, which offer better rates and fewer fees than those at other financial institutions.

MAFCU is a not-for-profit financial cooperative managed for the sole benefit of our members. Our volunteer Board of Directors and professional management team work hard to make sure MAFCU helps our members achieve their financial goals.

News & Promotions

Attention members,


Due to unforseen circumstances, the September statements are expected to be available the week of October 7th.

Attention MAFCU members - Mortgage rates have dipped to near record l

We love to hear how we are helping improve our members' lives and strengthening their financial condition through their relationship with us.

Kudos Korner