Effective Jan 1, 2023 Printable Version
Some fees are subject to change without notice
Plastic Card Fees
| Fee Description | Fee Amt |
|---|---|
| New Check Card | Free |
| Replacement | $10.00 |
| Plastic Card Rush | $30.00 |
| International Transaction Fee | 1% of trans amt |
| Foreign ATM Transaction | $1.00 |
ACH Transfer
| Fee Description | Fee Amt |
|---|---|
| MAFCU ACH Origination | $5.00 |
| ACH Origination Return | $15.00 |
Account Fees
| Fee Description | Fee Amt |
|---|---|
| Privilege Pay | $31.00 |
| NSF / Overdrawn Account | $31.00 |
| NSF Check Re-post | $15.00 |
| Return Deposit Item | $15.00 |
| Stop Payment Online | $20.00 |
| Stop Payment In Branch | $25.00 |
| Simple Checking monthly maintenance | $10.00 |
| Premier Checking fall below minimum balance | $15.00 |
| E-Checking per branch transaction | $2.00 |
| Paper Statement | $5.00 |
| Foreign Check Collection | $20.00 |
| Temporary Check (4) | $1.00 |
| Checking Re-open | $10.00 |
| Money Market Plus written check exceeding monthly limit | $5.00 |
Bill Payment
| Fee Description | Fee Amt |
|---|---|
| Next business day check delivery | $34.95 |
| Second business day check delivery | $29.95 |
| Second business day electronic delivery | $6.95 |
| Standard bill payment | Free |
| Gift check payment | $2.99 |
| Charitable donation payment | $1.99 |
| Pay People | $5.00 |
| Outgoing External Transfer to self | $5.00 |
Phone/Online Payments
| Fee Description | Fee Amt |
|---|---|
| By Check | Free |
| By Credit Card | Free |
Wire Transfer
| Fee Description | Fee Amt |
|---|---|
| Domestic Outgoing | $40.00 |
| Domestic Outgoing (online) | $30.00 |
| Rush - plus wire standard fee | $10.00 |
| International Outgoing | $90.00 |
| International Outgoing (online) | $80.00 |
Credit Card / Loan Fees
| Fee Description | Fee Amt |
|---|---|
| Visa Draft Copy | $10.00 |
| Credit Card Balance Transfer | 3% of amount transferred |
| Credit Card Cash Advance | 3% of amount advanced |
| Credit Card Foreign Transaction | 1% of each transaction |
| Credit Card Late Payment | Up to $40* |
| Credit Card Over-the-Limit | None |
| Credit Card Returned Payment | Up to $40* |
| Loan Late Payment | 5% of payment. amount or $25, whichever is greater |
| Loan Returned Payment | $25.00 |
| Loan Modification Processing Charge | $250.00 |
| Mortgage Payoff Request | $35.00 |
*$25.00 for 1st instance. $40.00 for repeated instances within 6 months.
**A membership is considered inactive/dormant if there are no member-initiated transactions for one year.
Other Fees
| Fee Description | Fee Amt |
|---|---|
| Account Research/Reconciliation per hour or fraction | $25.00 |
| Garnishment / IRS Levy | $75.00 |
| Deposit account Collection | $20.00 |
| Notary (Member) per seal | Free |
| Inactive account (monthly) | $5.00** |
| Escheatment (annual) | $50.00 |
| Check Copy | $5.00 |
| Check Copy (through internet) | $3.00 |
| Photo Copy / Fax | $5.00 |
| Official Check | $5.00 |
| Official Check Stop Pay | $25.00 |
| Printed Statements (Duplicate/Returned/Interim/Mailed) | $5.00 |
| Verification of Deposit | $10.00 |
| Medallion Signature Guarantee | Free |
| Bad Address Fee (monthly) | $5.00 |
| On-us Check Cashing (non-member only) | $20.99 |