Home Equity Loans

There’s more in your home than great memories. The equity you’ve built up over the years can be turned into financing for anything.

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Rates

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
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  • Convert the equity in your home into cash you can use
  • Competitive fixed rates1 for a variety of short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Includes a fixed term of 15 or 20 years
  • The interest paid might be tax deductible2
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
  • Member pays all closing costs

1Contact your tax consultant for details on tax deductibility. Home Equity Loans are available on properties in the following states: DC, MD, VA, WV, and PA

2Consult a tax advisor.

  • Turn the equity in your home into ongoing, affordable financing
  • Competitive variable rates1
  • Available for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Credit line is based on 90% of the appraised value of your home minus the first mortgage
  • Minimum line of credit of $10,000; maximum line of $500,000
  • Interest only or principal and interest options available
  • Monthly payment is based on 15-year terms
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Includes checks for convenient access to your line of credit
  • The interest paid might be tax deductible2
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
  • No closing costs — we pay them!3

Learn More

1Contact your tax consultant for details on tax deductibility. Home Equity Loans are available on properties in the following states: DC, MD, VA, WV and PA.

2Consult a tax advisor.

3Must remain open for 3 years.

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