Loan Rates
Effective as of 05/01/2018
Vehicle Loans
| Loan | Term | APR |
|---|---|---|
| 12-36 Month New Auto Loan | 36 Months | 2.490% |
| 37-48 Month New Auto Loan | 48 Months | 2.740% |
| 49-66 Month New Auto Loan | 66 Months | 3.240% |
| 67-84 Month New Auto Loan | 84 Months | 3.740% |
| 12-36 Month Used Auto Loan | 36 Months | 3.240% |
| 37-48 Month Used Auto Loan | 48 Months | 3.490% |
| 49-72 Month Used Auto Loan | 72 Months | 3.740% |
| 120 Month New Boat or RV Loan | 120 Months | 5.500% |
| 84 Month Used Boat or RV Loan | 84 Months | 6.250% |
| 60 Month New Motorcycle Loan | 60 Months | 5.490% |
| 60 Month Used Motorcycle Loan | 60 Months | 6.250% |
Home Equity
| Loan | APR | Minimum Loan Amount | Maximum Loan Amount |
|---|---|---|---|
| 15-Year HELOC (Interest Only) | 4.750% 1 | $10,000.00 | $500,000.00 |
| 15-Year HELOC (Principal & Interest) | 4.750% 1 | $10,000.00 | $500,000.00 |
| 6 to 20-Year Home Equity Loan | 5.500% | $10,000.00 | $500,000.00 |
Consumer Loans
| Loan | APR | Minimum Loan Amount |
|---|---|---|
| Kwik Kash Line of Credit | 9.250% 2 | N/A |
| Signature Loan | 10.750% | N/A |
| Share Secured | 2.230% | $250.00 |
| Student Plus First Car Loan | 3.990% 3 | N/A |
| Student Plus Signature Loan | 10.750% | N/A |
1Rates available as low as Prime (currently 4.75% ) for owner-occupied properties with terms up to 240 months. Additional rates and terms are available; rates‚ terms and conditions may vary based on creditworthiness and qualifications and are subject to change. Subject to credit and property approval. Maximum loan amounts up to $500‚000 but will be based on the amount of equity available‚ up to 95% of the appraised value of the property. Closing costs vary and will depend on the location of the property and the amount of the loan. Property insurance is‚ and flood insurance may be‚ required. Consult your tax advisor regarding the deductibility of interest. Rates and APRs are subject to change without notice.
2Annual Percentage Rate. Loan rates shown are the lowest rate for the product advertised.
3Loans to Student Plus members require signature of a parent or legal guardian as co-applicant. Student Plus member must be employed and have at least a 3.0 GPA to qualify for discount. Student Plus member and parent must bring proof of income.