Loan Rates
Effective as of 01/01/2019

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Vehicle Loans

Loan Term APR
12-36 Month New Auto Loan 36 Months 2.990%
37-48 Month New Auto Loan 48 Months 3.240%
49-66 Month New Auto Loan 66 Months 3.740%  
67-84 Month New Auto Loan 84 Months 3.990%
12-36 Month Used Auto Loan 36 Months 3.490%
37-48 Month Used Auto Loan 48 Months 3.740%
49-72 Month Used Auto Loan 72 Months 3.990%
120 Month New Boat or RV Loan 120 Months 7.000%
84 Month Used Boat or RV Loan 84 Months 6.750%
60 Month New Motorcycle Loan 60 Months 5.990%
60 Month Used Motorcycle Loan 60 Months 6.750%


Home Equity

Loan APR Minimum Loan Amount Maximum Loan Amount
15-Year HELOC (Interest Only) 5.500% 1 $10,000.00 $500,000.00
15-Year HELOC (Principal & Interest) 5.500% 1 $10,000.00 $500,000.00
6 to 20-Year Home Equity Loan 6.000% $10,000.00 $500,000.00


Consumer Loans

Loan APR Minimum Loan Amount
Kwik Kash Line of Credit 11.000% 2 N/A
Signature Loan 11.000% N/A
Share Secured 2.450% $250.00
Student Plus First Car Loan 4.490% 3 N/A



1Rates available as low as Prime (currently 5.50% ) for owner-occupied properties with terms up to 180 months. Additional rates and terms are available; rates‚ terms and conditions may vary based on creditworthiness and qualifications and are subject to change. Subject to credit and property approval. Maximum loan amounts up to $500‚000 but will be based on the amount of equity available‚ up to 95% of the appraised value of the property. Closing costs vary and will depend on the location of the property and the amount of the loan. Property insurance is‚ and flood insurance may be‚ required. Consult your tax advisor regarding the deductibility of interest. Rates and APRs are subject to change without notice.

2Annual Percentage Rate. Loan rates shown are the lowest rate for the product advertised.

3Loans to Student Plus members require signature of a parent or legal guardian as co-applicant. Student Plus member must be employed and have at least a 3.0 GPA to qualify for discount. Student Plus member and parent must bring proof of income.