Our Historical Cost of Funds rounded up the nearest quarter percent.
| Month | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| January | 4.75% | 3.25% | 3.25% | 7.50% | 8.50% | 7.50% |
| February | 4.75% | 3.25% | 3.25% | 7.75% | 8.50% | 7.50% |
| March | 3.25% | 3.25% | 3.50% | 8.00% | 8.50% | 7.50% |
| April | 3.25% | 3.25% | 3.50% | 8.00% | 8.50% | |
| May | 3.25% | 3.25% | 4.00% | 8.25% | 8.50% | |
| June | 3.25% | 3.25% | 4.75% | 8.25% | 8.50% | |
| July | 3.25% | 3.25% | 5.50% | 8.50% | 8.50% | |
| August | 3.25% | 3.25% | 5.50% | 8.50% | 8.50% | |
| September | 3.25% | 3.25% | 6.25% | 8.50% | 8.00% | |
| October | 3.25% | 3.25% | 6.25% | 8.50% | 8.00% | |
| November | 3.25% | 3.25% | 7.00% | 8.50% | 7.75% | |
| December | 3.25% | 3.25% | 7.50% | 8.50% | 7.50% |