Vehicle Loans

Come to Mid-Atlantic Federal Credit Union (MAFCU) and drive away with one of the best auto loan deals around. If you're a qualified buyer and you can drive it - a new and used car, motorcycle, boat or RV - you can finance or refinance it here at some of the lowest rates in Montgomery County, Maryland. And at MAFCU, you'll save even more with access to other money-saving car buying services.

It's easy to find the MAFCU auto loan that's right for you.

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  • New and Used Car Loans

    With a MAFCU low-rate auto loan, you can put yourself behind the wheel of your next car-or refinance the one you already own-faster and far more affordably than you ever thought possible. We offer:

    • Low rates for new and used car purchases-and refinances, too.
    • Financing of up to 100%, including sales tax and extended warranty, on new and used cars up to seven years old, for qualified applicants.
    • Super-fast decisions on loan applications. Complete our online application in about 3 minutes and receive a conditional decision in 60 seconds or less.
    • Flexible payment terms of from 24-84

    *Credit Union must be shown as lienholder and loss payee on full coverage insurance declaration policy, with a maximum deductible amount of $500. Pre-approvals are good for up to 60 days.

  • RVs, Motor Homes and Boats

    Looking for a vehicle that doesn't have four wheels? Finance it at MAFCU and save. We offer qualified borrowers RV, motor home and boat loans* with:

    • Low rates based on your credit history.
    • Up to 100% financing of the purchase price, including tags, taxes and title fees for new vehicles.
    • Up to 90% financing of the NADA Used Retail value, for vehicles more than 5 years old.

    *Credit Union must be shown as Lien-holder on evidence of ownership and on hazard insurance policy.

  • Motorcycles

    For the best financing deal on two (or three) wheels, motorcycle owners trust MAFCU. We offer low fixed rate motorcycle loans* with:

    • Low rates based on your credit history.
    • Up to 100% financing of a new motorcycle's purchase price, including tags, taxes, title fees and extended warranties, and up to 100% of a used motorcycle's NADA clean value, not to exceed current model year + 5 years (accessories not included).
    • Vehicle is held as security. Copy of purchase order showing serial and key numbers is required.

    *Credit Union must be shown as lienholder and loss payee on full coverage insurance declaration policy, with a maximum deductible amount of $500. Pre-approvals are good for up to 60 days. Maximum term for amounts less than $10,000 is 48 months. For amounts greater than $10,000, maximum term is 60 months.

  • Money-Saving Car Buying Services

    At MAFCU, we're always looking for innovative ways and rewarding partnerships that can help save you money. That's why we've teamed up with United Buying Service.

    United Buying Service