Vehicle Loans
Come to Mid-Atlantic Federal Credit Union (MAFCU) and drive away with one of the best auto loan deals around. If you're a qualified buyer and you can drive it - a new and used car, motorcycle, boat or RV - you can finance or refinance it here at some of the lowest rates in Montgomery County, Maryland. And at MAFCU, you'll save even more with access to other money-saving car buying services.
It's easy to find the MAFCU auto loan that's right for you.
- New and Used Car Loans
With a MAFCU low-rate auto loan, you can put yourself behind the wheel of your next car-or refinance the one you already own-faster and far more affordably than you ever thought possible. We offer:
- Low rates for new and used car purchases-and refinances, too.
- Financing of up to 100%, including sales tax and extended warranty, on new and used cars up to seven years old, for qualified applicants.
- Super-fast decisions on loan applications. Complete our online application in about 3 minutes and receive a conditional decision in 60 seconds or less.
- Flexible payment terms of from 24-84
*Credit Union must be shown as lienholder and loss payee on full coverage insurance declaration policy, with a maximum deductible amount of $500. Pre-approvals are good for up to 60 days.
- RVs, Motor Homes and Boats
Looking for a vehicle that doesn't have four wheels? Finance it at MAFCU and save. We offer qualified borrowers RV, motor home and boat loans* with:
- Low rates based on your credit history.
- Up to 100% financing of the purchase price, including tags, taxes and title fees for new vehicles.
- Up to 90% financing of the NADA Used Retail value, for vehicles more than 5 years old.
*Credit Union must be shown as Lien-holder on evidence of ownership and on hazard insurance policy.
- Motorcycles
For the best financing deal on two (or three) wheels, motorcycle owners trust MAFCU. We offer low fixed rate motorcycle loans* with:
- Low rates based on your credit history.
- Up to 100% financing of a new motorcycle's purchase price, including tags, taxes, title fees and extended warranties, and up to 100% of a used motorcycle's NADA clean value, not to exceed current model year + 5 years (accessories not included).
- Vehicle is held as security. Copy of purchase order showing serial and key numbers is required.
*Credit Union must be shown as lienholder and loss payee on full coverage insurance declaration policy, with a maximum deductible amount of $500. Pre-approvals are good for up to 60 days. Maximum term for amounts less than $10,000 is 48 months. For amounts greater than $10,000, maximum term is 60 months.
- Money-Saving Car Buying Services
At MAFCU, we're always looking for innovative ways and rewarding partnerships that can help save you money. That's why we've teamed up with United Buying Service.