Savings & Money Market Accounts

Saving money is one goal we all share. MAFCU can help you make it happen. Offering some of the best rates in Montgomery County, Maryland, we help our neighbors reach their savings goals... and achieve their dreams. Our savings accounts come with:

  • Convenient access to your accounts with more Free ATMs in our region than virtually any bank around as well as Free online banking and telephone banking.
  • Automatic savings plan options that help make saving easier. This allows you to allocate a portion of your paycheck or checking account each month to savings automatically.
  • Peace of mind. At MAFCU, your funds are insured up to $250,000 through the NCUA, a government agency.

Open an Account Today



  • Regular Share Savings Account

    A great way to start saving, you can open a MAFCU Regular Share Savings account with just $5. This establishes your membership at the credit union and entitles you to all the benefits that membership provides. With this account, you:

    • Earn a competitive rate on balances of $5 or more.
    • Receive quarterly statements so it's easy to keep track of your savings.
    • Get all the great benefits of choosing MAFCU for your savings, including free online banking, free telephone banking - and more!
  • Special Savings/Holiday Club

    Make the next holiday or special time all the more special-without breaking your budget-with a Special Savings or Holiday Club account from MAFCU. Designed to make it easy to separate your savings for those special times, each account:

    • Earns competitive rates.
    • Gives you easy access to what you've saved. Holiday Club savings are automatically transferred to your Regular Savings account on November 1; your Special Savings balance is transferred to your Savings account on the date you choose.
    • Deposit to open $.0.01
  • Money Market Plus Account

    Money Market Plus Account

    For an account that offers market-level returns without the market risk, consider the Money Market Plus Account at MAFCU. With this account, you'll earn a competitive rate and have the peace of mind that comes with up to $250,000 of deposit insurance. Plus, this account offers:

    • Low minimum opening balance of just $2,500.
    • A tiered rate structure so the more you save, the more you earn.
    • No fall below fees! If your average daily balance falls below $2,500, you will not earn interest that month.
    • Deposit insurance up to $250,000 by NCUA.
    • The flexibility to make up to six withdrawals per month - three of which may be by check - and we provide free checks!
    • All the great benefits of choosing MAFCU for your savings, including free online banking with bill pay, free telephone banking-and more!