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Loan Rates - Effective as of 02/28/2015
 

Auto Loans

Name Term APR Payment per Thousand
12-48 Month New Auto Loan 36 Months  2.990% 1 $29.08 
60 Month New Auto Loan 60 Months  2.990% 1 $17.96 
72-84 Month New Auto Loan 84 Months  4.990% 1 $14.13 
12-48 Month Used Auto Loan 36 Months  2.990% 1 $29.08 
60 Month Used Auto Loan 60 Months  2.990% 1 $17.96 
72-84 Month Used Auto Loan 84 Months  4.990% 1 $14.13 
120 Month New RV Loan 120 Months  5.500%  $10.85 
84 Month Used RV Loan 84 Months  6.250%  $14.72 
Motorcycle Loan n/a  n/a  n/a 
Boat Loan n/a  n/a  n/a 

Home Equity/Home Improvement

Name APR Minimum Loan Amount Maximum Loan Amount
15-yr Line of Credit (HELOC) 1.990% 2 $10,000.00  $500,000.00 
15-yr Additional Residence HELOC 7.000%  $10,000.00  $500,000.00 
15-yr Home Equity Loan 5.500%  $10,000.00  $500,000.00 
EZ Equity 5-yr Home Equity Loan 5.500%  $5,000.00  $50,000.00 
5-yr Home Improvement Loan 9.950%  n/a  n/a 
7-yr Home Improvement Loan 10.950%  n/a  n/a 
10-yr Home Improvement Loan 11.950%  n/a  n/a 

Consumer Loans

Name APR Minimum Loan Amount
Kwik Kash Line of Credit 7.750% 3 n/a 
Signature Loan 9.250%  n/a 
Shared Secure 4.100%  $250.00 
Student Plus First Car Loan 4.500%  n/a 
Student Plus Signature Loan 9.250%  n/a 

1Annual Percentage Rate as of 1/4/15 auto loan, includes a 0.5% MAFCU Maximizer discount. Existing MAFCU Auto Loans not eligible for refinancing. Rates are subject to change at any time. Your actual rate may vary (be higher), based on evaluation of applicant credit and terms requested.

2* Intro rate of 1.99% Annual Percentage Rate is a fixed rate for 12 mos. w/a minimum initial draw of $50,000 (2.99% APR if initial draw is between $25,000-$49,999). Rates are subject to change at any time. Your actual rate may vary (be higher), based on evaluation of applicant credit and terms. Offer is valid on qualified new HELOC applications received between 2/18/15-4/30/15 with a max 80% Combined Loan To Value ratio. Offer is NOT valid on refinancing of existing MAFCU HELOCs. Post intro APR is as low as Prime +.24%, the minimum is 3.49% and maximum is 18%. The index is the Prime Rate and is published in the Wall Street Journal. Loan must remain outstanding for at least 36 months or closing cost paid by MAFCU will be added on to the loan. Offer expires 4/30/15.

3Annual Percentage Rate. Loan Rates shown are the lowest rate for the product advertised.

Print out generated 02/28/15, 12:15:41 AM, from the Mid Atlantic Federal Credit Union web site at https://www.mafcu.org/take-a-loan.