Loan Rates | Mid-Atlantic Federal Credit Union
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Loan Rates - Effective as of 11/27/2015

Auto Loans

Name Term APR Payment per Thousand
12-36 Month New Auto Loan 36 Months  1.990% $28.64 
37-48 Month New Auto Loan 48 Months  2.250% $21.80 
49 - 66 Month New Auto Loan 66 Months  2.499% $16.23 
67-84 Month New Auto Loan 84 Months  2.990% $13.21 
12-36 Month Used Auto Loan 36 Months  2.490% $28.86 
37-48 Month Used Auto Loan 48 Months  2.750% $22.02 
49-66 Month Used Auto Loan 66 Months  2.990% $16.45 
120 Month New RV Loan 120 Months  5.500%  $10.85 
84 Month Used RV Loan 84 Months  6.250%  $14.72 
Motorcycle Loan n/a  n/a  n/a 
Boat Loan n/a  n/a  n/a 

Home Equity/Home Improvement

Name APR Minimum Loan Amount Maximum Loan Amount
15 or 20-yr HELOC (Interest Only) 3.490% 1 $10,000.00  $500,000.00 
15 or 20-yr HELOC (Princ. & Int.) 3.490% 1 $10,000.00  $500,000.00 
15-yr Additional Residence HELOC 7.000%  $10,000.00  $500,000.00 
6 to 20-yr Home Equity Loans 4.500%  $10,000.00  $500,000.00 
EZ Equity 5-yr Home Equity Loan 3.990%  $5,000.00  $50,000.00 

Consumer Loans

Name APR Minimum Loan Amount
Kwik Kash Line of Credit 7.750% 2 n/a 
Signature Loan 9.250%  n/a 
Shared Secured 4.100%  $250.00 
Student Plus First Car Loan 3.990% 3 n/a 
Student Plus Signature Loan 9.250%  n/a 

1Rates are subject to change at any time. Your actual rate may vary (be higher), based on evaluation of applicant credit and terms. Loan must remain outstanding for at least 36 months or closing cost paid by MAFCU will be added on to the loan. Payment Options: Principal and Interest or Interest Only. Homeowners' Insurance and Flood Insurance, if applicable, is required. Your Annual Percentage Rate may vary with the market based on the Prime Rate Prime -.75%, the minimum is 3.49% and maximum is 18%. The index is the Prime Rate and is published in the Wall Street Journal "money rates" table on the 25th day of each calendar month, or if The Wall Street Journal is not published that day, the highest Prime Rate published in The Wall Street Journal "money rates" table immediately before the 25th day of the calendar month. The Prime Rate is a pricing index and is not the lowest or best interest rate available.

2Annual Percentage Rate. Loan rates shown are the lowest rate for the product advertised.

3Loans to Student Plus members require signature of a parent or legal guardian as co-applicant. Student Plus member must be employed and have at least a 3.0 GPA to qualify for discount. Student Plus member and parent must bring proof of income.

Print out generated 11/27/15, 2:00:12 PM, from the Mid Atlantic Federal Credit Union web site at