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Deposit Rates - Effective as of 04/17/2014
 

Checking

Name Rate APY
Free Checking n/a  n/a 
WOW Checking 0.100% 1 0.100% 
Student Plus 2.000% 2 n/a 

Savings

Name Deposit to Open Minimum Balance
to earn APY
Rate APY
Regular Share Savings Account $5.00  $250.00  0.025%  0.025% 
Special Savings/Holiday Club $5.00  $250.00  0.025%  0.025% 
Money Market Plus Account $2,500.00  $2,500.00 
$10,000.00 
$25,000.00 
$50,000.00 
0.050% 
0.100% 
0.150% 
0.150% 
0.050% 
0.100% 
0.150% 
0.150% 
Money Market Plus Accounts II $100,000.00  $100,000.00 
$250,000.00 
0.150% 
0.150% 
0.150% 
0.150% 
Cash Critters Club for Kids $5.00  $5.00  5.000% 3 n/a 
Student Plus $5.00  $5.00  2.000% 2 n/a 

Share Certificates

Name Term Minimum Balance
to earn APY
Rate APY
3 Month Regular Certificates 3 Months  $1,000.00 
$20,000.00 
0.050% 
0.100% 
0.050% 
0.100% 
6 Month Regular & IRA Certificates 6 Months  $1,000.00 
$20,000.00 
0.100% 
0.150% 
0.100% 
0.150% 
1 Year Regular & IRA Certificates 1 Years  $1,000.00 
$20,000.00 
0.150% 
0.200% 
0.150% 
0.200% 
2 Year Regular & IRA Certificates 2 Years  $1,000.00 
$20,000.00 
0.250% 
0.300% 
0.250% 
0.300% 
3 Year Regular & IRA Certificates 3 Years  $1,000.00 
$20,000.00 
0.450% 
0.550% 
0.450% 
0.550% 
4 Year Regular & IRA Certificates 4 Years  $1,000.00 
$20,000.00 
0.600% 
0.650% 
0.600% 
0.650% 
5 Year Regular & IRA Certificates 5 Years  $1,000.00 
$20,000.00 
0.850% 
0.900% 
0.850% 4
0.900% 4
1 Year IRA Variable Share Cert. 1 Years  $1,000.00  0.150%  0.150% 
Regular & IRA Accumulator Cert. 18 Months  $250.00  0.200%  0.200% 
1 Year Jumbo Certificates 1 Years  $50,000.00  0.250%  0.250% 
2 Year Jumbo Certificates 2 Years  $50,000.00  0.350%  0.350% 
3 Year Jumbo Certificates 3 Years  $50,000.00  0.600%  0.600% 

IRAs

Name Rate APY
Traditional IRA 0.150%  0.150% 
Roth IRA 0.150%  0.150% 
Coverdell Education Savings Account 0.150%  0.150% 

1To qualify for WOW Checking, you must be a MAFCU Maximizer member.

22% interest applies to dollars $0 to $500. Regular interest rate applies to amounts over $500.

35% interest applies to dollars $0 to $500. Regular interest rate applies to amounts over $500.

4Annual Percentage Yield. For full disclosure, see rates page.

Print out generated 04/17/14, 6:32:33 AM, from the Mid Atlantic Federal Credit Union web site at https://www.mafcu.org/manage-your-money.