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Introducing Market-Link CDs
Now, you can achieve potentially higher returns than traditional CDs or share certificates with rates linked to the stock market. Market-Linked CDs give you:
- Stock market-based earning potential
- FDIC insured deposits** up to applicable limits when CDs are held to maturity
Market-Link CDs are not appropriate for all depositors including clients needing a guaranteed interest payment or seeking full participation in the stock market. If redeemed prior to maturity, the amount received will be subject to market risk including interest rate fluctuations an issuer credit quality.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Mid-Atlantic Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union Members.
**Up to $250,000 per issuer, per depositor, per account ownership category when held to maturity.