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Info about Target Credit/Debit Breach
December 21, 2013
Information Regarding the Target Credit/Debit Breach
Mid-Atlantic FCU is aware of the recent credit/debit card breach at Target stores nationwide between November 27-December 15 and we're working closely with our vendors to monitor the situation. At this time, we have not received specific card information from our credit card processors of accounts that could be affected by the breach.
As always, MAFCU members have zero liability for fraudulent activity. We encourage you to monitor your accounts and if you notice any activity that you do not recognize, you should call 866-839-3485 for credit cards and 800-453-4270 for debit cards as soon as possible. If you have any additional question please contact us at firstname.lastname@example.org or 301-944-1800.
Protecting member and account information is a top priority and we take it very seriously. We have rigorous fraud systems in place that actively monitor our members' accounts for suspicious activity. If we suspect fraud, we will contact you to confirm the fraud, then close your account and reopen it with a new account number.
You can also enroll in mobile alerts to help you keep track of activity on your accounts. Sign in to online banking and click on the additional services tab to set up text or email alerts based on your preferences.
Frequently Asked Questions
Was my data compromised?
Target is reporting that some credit and debit cards used at Target stores between November 27 and December 15 were compromised. If you did not use your card at a Target store during this time frame, we do not have reason to believe your card was compromised. We continuously monitor for fraud and if we notice any irregular activity we will individually notify the member.
What should I do?
Whether you're notified or not, it's always a good idea to check your credit report and be aware of any suspicious activity on all of your accounts.
Will MAFCU be notifying affected members?
We will continue to monitor these accounts and notify members of any suspicious activity.
Has the security breach been fixed?
Yes. Target is working with Visa and MasterCard and law enforcement to ensure no further information is exposed.
What are the chances that I become a victim of identity theft as a result of this incident?
We were informed that there wasn't significant personally identifying information stolen, such as Social Security numbers or addresses, so we believe that the risk of identity theft is greatly reduced. However, it's always a good idea to check your credit report regularly for incorrect information. In fact, you're entitled to one free copy of your credit report every year at www.annualcreditreport.com or by calling (877) 322–8228.