Deposits Fee Schedule | Mid-Atlantic Federal Credit Union

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Deposits Fee Schedule

Effective as of June 5, 2017. All fees are subject to change without notice.

Plastic Card Fees

New Visa Check Card Free
ATM Card Issuing Fee 5.00
Lost/Damaged Card Replacement Fee 10.00
Visa Check/Credit Card Rush Fee 30.00
Visa Check/Credit Card PIN Rush Fee 30.00
Foreign ATM Transaction Fee* 1.00
International Transaction Fee 1% of trans amt

Checking Account Fees

Privilege Pay Fee 31.00
Non-Sufficient Funds/Overdrawn Account Fee 31.00
Non-Sufficient Funds Check Re-Post Fee 15.00
Returned Item Fee 15.00
Stop Payment Fee

20.00 Online
25.00 In the Branch

Premier Checking Monthly Maintenance Fee**


E-Checking Branch Transaction Fee


E-Checking Paper Statement Fee


Foreign Check Collection Fee 20.00
Temporary/Starter Checks 1.00/ea
Checking Reopen Fee (if closed by CU) 10.00

Credit Card/ Loan Fees

Visa Draft Copy Fee (without charge back) 10.00
Late Payment Fee (Loans/Visa) up to 30.00
Over Limit 15.00
Loan Modification Processing Charge 250.00
Mortgage Payoff Request 25.00

Wire Transfers/ ACH Transfers/ Bill Payment Fees

Wire Transfer Incoming 7.50
Wire Transfer Outgoing 20.00
Wire Transfer Outgoing (online) 15.00
RUSH - plus wire 10.00
Foregin / International Wire 45.00
Foreign / International Wire (online) 40.00
MAFCU ACH Origination Transfer Fee 5.00
ACH Origination Return 15.00
Next business day check delivery 14.95
2nd business day check delivery 9.95
2nd business day electronic delivery 4.95
Standard bill payment Free
Gift check payment 2.99
Charitable donation payment 1.99
External transfer to self 
Pay People (Standard)

Online Payments***

By Check 5.00/transaction
By Check Card/Credit Card 20.00/transaction

Payments by Phone***

By Check 5.00/transaction
By Check Card/Credit Card 20.00/transaction
Other Fees
Account Research/Reconciliation Fee 25.00/hr
Garnishment Fee/IRS Notice of Levy Fee 75.00
Deposit Account Collection Fee 20.00/account
Notary Fee (Members) FREE
Notary Fee (Non-members) per page sealed 1.00/stamp
Inactive Account Fee
(after 12 months of inactivity - can be waived
by maintaining a $250 share balance)


Escheat Processing Fee
(after 3 years of inactivity)
Check copy Fee 5.00
Check copy Fee (online) 3.00
Photocopy/Fax Fee 5.00
Official Check Purchase Fee 5.00
Official Check Stop Pay 25.00
Gift Card Purchase Fee 4.00 Members Only
Duplicate/Interim/Returned Statement Fee 5.00
Verification of Deposit 10.00
Medallion Signature Gaurantee (per seal) FREE
Bad Address Fee 5.00/mo.

* Free ATM transactions available with most checking accounts. Varies by account type, please review your account agreement.
** Fee waived if average daily balance is $5,000 or more. 
***To avoid this convenience fee you can visit one of our branch locations or mail payment (s) via US Mail. Credit Card transactions have a $1000.00 max limit per transaction.


Print out generated 01/19/18, 6:06:30 AM, from the Mid Atlantic Federal Credit Union web site at