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Deposit Rates
Effective as of 04/12/2018

Printable Version

Personal Checking

Account Rate APY
Free Checking n/a n/a
Premier Checking 0.050% 1 0.050%
E-Checking 0.050% 0.050%

 

Personal Savings

Account Deposit to Open Minimum Balance to earn APY Rate APY
Regular Share Savings Account $5.00 $250.00 0.300% 0.300%
Special Savings/Holiday Club $5.00 $250.00 0.300% 0.300%
Money Market Plus Account $2,500.00 $2,500.00 - $25,000.00 0.450% 0.451%
$25,000.01 - $50,000.00 0.550% 0.551%
$50,000.01 - $100,000.00 0.650% 0.652%
$100,000.01 and Above 0.700% 0.702%

 

Youth Accounts

Account Deposit to Open Minimum Balance to earn APY Rate APY
Cash Critters Club for Kids $5.00 $5.00 1.000% 2 0.300%
Student Plus Savings $5.00 $5.00 1.000% 2 0.300%
Student Plus Checking $5.00 $5.00 1.000% 2 0.300%

 

Share Certificates

Name Term Minimum Balance to earn APY Rate APY
3 Month Regular Certificates 3 Months $1,000.00 1.000% 1.005%
6 Month Regular & IRA Certificates 6 Months  $1,000.00  1.200% 1.206%
1 Year Regular & IRA Certificates 1 Years  $1,000.00  1.750% 1.764%
2 Year Regular & IRA Certificates 2 Years $1,000.00 2.000% 2.018%
3 Year Regular & IRA Certificates 3 Years  $1,000.00  2.300% 2.324%
4 Year Regular & IRA Certificates 4 Years  $1,000.00  2.400% 2.427%
5 Year Regular & IRA Certificates 5 Years  $1,000.00  2.500% 2.529%
Regular & IRA Accumulator Certificates 18 Months  $250.00  1.900% 1.917%

 

1. Average daily balance of $5,000 required.

2. 1% interest applies to dollars $0 to $500. Regular interest rate applies to amounts over $500.