Deposit Rates
Effective as of 11/01/2018

Printable Version                           

  

Personal Checking

Account Rate APY
Free Checking n/a n/a
Premier Checking 0.050% 1 0.050%
E-Checking 0.050% 0.050%

 

Personal Savings

Account Deposit to Open Minimum Balance to earn APY Rate APY
Regular Share Savings Account $5.00 $5 0.300% 0.300%
Special Savings/Holiday Club $5.00 $5 0.300% 0.300%
Money Market Plus Account $2,500.00 $2,500.00 - $25,000.00 0.750% 0.753%
$25,000.01 - $50,000.00 0.800% 0.803%
$50,000.01 - $100,000.00 0.850% 0.853%
$100,000.01 and Above 1.000% 1.005%

 

Youth Accounts

Account Deposit to Open Minimum Balance to earn APY Rate APY
Cash Critters Club for Kids $5.00 $5.00 1.000% 2 0.300%
Student Plus Savings $5.00 $5.00 1.000% 2 0.300%
Student Plus Checking $5.00 $5.00 1.000% 2 0.300%

 

Share Certificates

Name Term Minimum Balance to earn APY Rate APY
3 Month Regular Certificates 3 Months $1,000.00 1.300% 1.308%
6 Month Regular & IRA Certificates 6 Months  $1,000.00  1.500% 1.511%
1 Year Regular & IRA Certificates 1 Years  $1,000.00  2.250% 2.275%
2 Year Regular & IRA Certificates 2 Years $1,000.00 2.500% 2.531%
3 Year Regular & IRA Certificates 3 Years  $1,000.00  2.600% 2.634%
4 Year Regular & IRA Certificates 4 Years  $1,000.00  2.650% 2.685%
5 Year Regular & IRA Certificates 5 Years  $1,000.00  3.000% 3.045%
Regular & IRA Accumulator Certificates 18 Months  $250.00  2.350% 2.378%

 

1. Average daily balance of $5,000 required.

2. 1% interest applies to dollars $0 to $500. Regular interest rate applies to amounts over $500.