Consumer Loans

What are you dreaming of? A low rate personal consumer loan or line from Mid-Atlantic Federal Credit Union (MAFCU) can help you achieve it. We've helped thousands of your Montgomery County, Maryland neighbors achieve their dreams, whether it's a family vacation or a big screen TV for the family room.

Find the MAFCU personal loan that's right for you.

Apply Now Calculators

  • Kwik Kash Line of Credit

    With the Kwik Kash Line of Credit from MAFCU, writing yourself a loan is a simple as writing a check. Qualify and you will:

    • Save with a low variable rate
    • Pay no annual fee, overdraft protection transfer fee or service charge.
    • Borrow what you need - from $1,000 to $30,000.
    • Pay only for the amount of the line you actually use.
    • Enjoy the convenience of automatic payments through your MAFCU checking account.
    • Easily track your line with quarterly statements (monthly with checking accounts) itemizing loan payments and information.
    • Have convenient 24-hour access to loan information through our ATMs, Free Online Banking and Free Telephone Banking services.

    APR

    10.750% 1

    1 Annual Percentage Rate. Loan rates shown are the lowest rate for the product advertised

  • Signature Loan

    Prefer knowing exactly what your loan payment will be-month after month? Then consider the MAFCU Signature Loan, which offers:

    • A low fixed rate.
    • Borrow what you need - from $1,000 to $30,000
    • The simplicity of automatic payments through your MAFCU checking account.
    • Quarterly statement (monthly with checking account) that itemizes loan advances, payments and interest paid for easy tracking.
    • Convenient 24-hour access to loan information through our ATMs, Free Online Banking and Free Telephone Banking services.

    Want to save more on your loan? By setting up your loan on autopay you can enjoy your already low rates AND an additional 0.25% loan rate discount.

    APR

    11.000% 1

    1 Annual Percentage Rate. Loan rates shown are the lowest rate for the product advertised.

  • Shared Secured Line of Credit

    This line of credit is secured by your MAFCU Share Account so the more you've saved, the more you can borrow-and your savings can still keep working for you. With it, you will:

    • Continue to earn the current dividend rate while borrowing against your savings account.
    • Enjoy the convenience of automatic payments through your MAFCU checking account.
    • Easily track your line with quarterly statements (monthly with checking accounts) itemizing loan payments and information.
    • Have convenient 24-hour access to loan information through our ATMs, Free Online Banking and Free Telephone Banking services.

    Want to save more on your loan? By setting up your loan on autopay you can enjoy your already low rates AND an additional 0.25% loan rate discount.

    APR

    APR Min. Loan Amt
    2.420% 1 $250.00

    1 Annual Percentage Rate. Loan rates shown are the lowest rate for the product advertised.