Business Fee Schedule
Effective May 1,2017

Plastic Card Fees

Fee Description Fee Amt
New Check Card Free
Replacement $10.00
Plastic Card Rush $30.00
International Transaction Fee 1% of trans amt
Foreign ATM Transaction $1.00

Checking Account Fees

Fee Description Fee Amt
Privilege Pay $31.00
NSF / Overdrawn Account $31.00
NSF Check Re-post $15.00
Return Deposit Item $15.00
Stop Payment Online $20.00
Stop Payment In Branch $25.00
Business Checking fall below minimum balance $15.00
Commercial Checking monthly maintenance $20.00
MSB Commercial Checking monthly maintenance $500.00
Cash deposited over monthly limit $0.12 per $100
Coin orders $0.10 per coin roll
Currency orders $1.20 per $1,000
Business Checking over 200 monthly limit $0.30 per transaction
Commercial Checking over 500 monthly limit $0.25 per transaction
Foreign Check Collection $20.00
Temporary Check (4) $2.00
Checking Re-open $10.00

Credit Card / Loan Fees

Fee Description Fee Amt
Visa Draft Copy $10.00
Loan Advance Fee $10.00
Late Payment Up to $30
Over Limit $15.00
Loan Modification Processing Charge $250.00
Loan Payoff Request $25.00

Wire Transfer

Fee Description Fee Amt
Incoming $7.50
Outgoing $20.00
Outgoing (online) $15.00
Rush - plus wire standard fee $10.00
Foreign / International Wire $45.00
Foreign /International Wire (online) $40.00

ACH Origination

Fee Description Fee Amt
ACH Per File $2.00
ACH Per Record $0.09
ACH Origination Return $15.00

E-Funds Transfer

Fee Description Fee Amt
Incoming (standard) $5.00
Outgoing (standard) $5.00
Pay People (Standard) $5.00

Phone/Online Payments

Fee Description Fee Amt
By Check $5.00
By Credit Card $20.00

Other Fees

Fee Description Fee Amt
Business Bill Payment $15.00
Check/ACH Positive Pay $75.00
Remote Deposit Capture maintenance $35.00
MSB Remote Deposit Capture maintenance -leasing $50-$75
Remote Deposit Capture per item $0.30
Account Research/Reconciliation per hour $25.00
Garnishment / IRS Levy $75.00
Deposit account Collection $20.00
Notary (Member) per seal Free
Inactive account (monthly) $5.00
Escheatment (annual) $50.00
Check Copy $5.00
Check Copy (through internet) $3.00
Overdraft transfer from savings/money market (applies to share draft clearing only) $5.00
Photo Copy / Fax $5.00
Official Check $5.00
Official Check Stop Pay $25.00
Gift Card Purchase - Members only $4.00
Printed Statements (Duplicate/Returned/Mailing) $5.00
Verification of Deposit $10.00
Medallion Signature Guarantee Free
Bad Address Fee (monthly) $5.00