Manage Your Money
When it comes to achieving your short- or long-term savings goals, virtually nothing beats a MAFCU Share Certificate. Offering safety, security, a guaranteed high yield, flexible terms-and different types of certificates to meet your savings style-at MAFCU, you'll find:
- Some of the best rates around. We scour the Montgomery County market to make sure our rates are higher than competitors (including other credit unions). Earn a .5% higher rate on any Share Certificate with our MAFCU Maximizer account.
- "Accumulator" certificates that enable you to start small with as little as $250 and make regular, additional deposits over its 18-month term.
- "Regular" certificates with a choice of terms - from 3 months to five years-that you can open with as little as $1,000.
- "Step-up" certificates that give you the flexibility to step up to a higher rate once during their term.
- Jumbo certificates for those looking to deposit $50,000 or more.
- Convenient access to your accounts with more Free ATMs in our region than virtually any bank around as well as Free online banking and telephone banking.
- Greater peace of mind. At MAFCU, your funds are insured up to $250,000 through the National Credit Union Administration (NCUA), a government agency, and for an additional $250,000 through Excess Share Insurance, Inc. a private company.
Open the MAFCU Certificate that's right for you.
|Name||Term||Minimum Balance |
to earn APY
|24 Month Regular & IRA Certificates||24 Months||$10,000.00||n/a||1.000% 1|
|48 Month Regular & IRA Certificates||48 Months||$10,000.00||n/a||1.500% 1|
|3 Month Regular Certificates||3 Months||$1,000.00 |
|6 Month Regular & IRA Certificates||6 Months||$1,000.00 |
|1 Year Regular & IRA Certificates||1 Years||$1,000.00 |
|2 Year Regular & IRA Certificates||2 Years||$1,000.00 |
|3 Year Regular & IRA Certificates||3 Years||$1,000.00 |
|1 Year IRA Variable Share Cert.||1 Years||$1,000.00||0.150%||0.150%|
|4 Year Regular & IRA Certificates||4 Years||$1,000.00 |
|5 Year Regular & IRA Certificates||5 Years||$1,000.00 |
|Regular & IRA Accumulator Cert.||18 Months||$250.00||0.200%||0.200%|
|1 Year Jumbo Certificates||1 Years||$50,000.00||0.250%||0.250%|
|2 Year Jumbo Certificates||2 Years||$50,000.00||0.350%||0.350%|
|3 Year Jumbo Certificates||3 Years||$50,000.00||0.800%||0.800%|
1*Annual Percentage Yield (APY) is as of 3/1/15. Must be opened with new money from sources other than current MAFCU accounts. Limited time offer. Minimum to open $10,000; Maximum Deposit $1,000,000 per member. No brokered deposits. MAFCU reserves the right to end or modify this offer at any time. Penalty for early withdrawal. Offer ends 3/31/15.
2Annual Percentage Yield. For full disclosure, see rates page.