Meet Our Team | Mid-Atlantic Federal Credit Union
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Meet Our Team

dericmims_cropped.jpgDeric A. Mims
SVP / Chief Lending Officer

Deric A. Mims is Senior Vice President and Chief Lending Officer for the Mid-Atlantic Federal Credit Union. Reporting to the Chief Operations Officer, Mr. Mims is a native Washingtonian that dedicated the last 37 years in the financial services industry creating value for small, and mid to large businesses through financial, business management, and strategic solutions. Mr. Mims is known in the region as an established leader and expert in credit structuring, negotiations, and all areas of SBA.

Mr. Mims is responsible for the overall financial performance of Mid-Atlantic Federal Credit Union credit portfolio, credit policies, and acquisition of new working assets.

Mr. Mims is committed to promoting the Credit Union movement throughout the region, and ensuring the delivery of unparalleled service and value to members while acquiring greater market share.

Mims started his professional career in 1975 as a management analyst in the U.S. Department of Health and Human Services. In 1978, Mr. Mims joined Bank of America where he held key position of Regional Credit Manager, Vice President of Retail/Commercial lending, and Vice President of Commercial lending. In 1993, Mr. Mims transitioned to SunTrust as Senior Vice President of Commercial lending, and most recently Senior Vice President of SBA lending.  In 2015, Mims joined the Mid-Atlantic Federal Credit Union as Chief Lending Officer. 


Sebastian Mascarenhas
VP / Commercial Relationship Manager

Sebastian Mascarenhas is the Vice President, Commercial Relationship Manager for Mid-Atlantic Federal Credit Union. He is responsible for the growth of the Mid-Atlantic Federal Credit Union's commercial relationship development and management, as well as commercial product development initiatives.

Prior to joining MAFCU, Sebastian Mascarenhas worked at M&T Bank for 7 years as Vice President, Sr Branch Manager and three major banks in a management capacity for 7 years. Sebastian has won multiple awards in business banking initiatives. Sebastian also has additional 9 years of management experience.

Sebastian brings community leadership, passion and a commitment to help the community business's to succeed. Sebastian is an active member of several nonprofit organizations and the chamber of commerce.

Sebastian has a degree in commerce from the Mumbai University and resides in Montgomery County with his wife and kids. Sebastian joined MAFCU in July 2015 and is excited to be part of the MAFCU team and support the vision and growth.



Daniela Wayar 
AVP / Business Banking Manager

Daniela Wayar is the AVP/Business Banking Manager for Mid-Atlantic Federal Credit Union. She is responsible for the growth and success of the Mid-Atlantic Federal Credit Union's business banking department as well as business development.

Prior to joining Mid-Atlantic Federal Credit Union, Daniela spent two years with a
community bank in the business banking department located in the Northern Virginia market. She also spent two years in the commercial real estate department for another community bank located in Chantilly, VA. She has assisted with two mergers and started
her banking career right after college. She is a graduate of Virginia Tech with three undergrad degrees in Economics, Psychology and Spanish.

Daniela is an active member in the community and serves on numerous leadership committees for the local chambers and is fluent in Spanish.

She resides in the Northern Virginia area with her husband and enjoys watching and attending sporting events.


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