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Get to Know MAFCU

About Us

Montgomery County, Maryland Bank/Credit Union

There's simply no better place to bank in Montgomery County, Maryland than at Mid-Atlantic Federal Credit Union (MAFCU) - and virtually anyone can. Consumers and businesses that are part of this community save more - and earn more - with MAFCU loans, savings and checking accounts, which offer better rates and fewer fees than those at other financial institutions.

MAFCU is a not-for-profit financial cooperative managed for the sole benefit of our members. Our volunteer Board of Directors and professional management team work hard to make sure MAFCU is "better than your bank" and help every member achieve their financial goals.

Founded in 1968, MAFCU has always done what’s best for our members, so we've avoided some of the risky lending practices that have hurt many of our "big bank" competitors. We remain strong, stable and financially secure. We are also federally insured so you can trust that your money is safe with us.

And because we're a community credit union, we give back to Montgomery County by supporting local causes, offering innovative financing solutions to our neighbors, and sponsoring free educational programs for both consumers and businesses.

Best of all, joining MAFCU is simple. Membership is open to individuals who live, work, worship, or attend school in Montgomery County, as well as their immediate family members and local businesses. A $5 deposit into a MAFCU savings account is all you need.

See how much better banking here can be. Join MAFCU today.

Deposits Insured Up to $500,000

The National Credit Union Administration, a government agency, federally insures your deposits up to $250,000. In addition, MAFCU provides private insurance for another $250,000 through Excess Share Insurance, Inc., a private company. This combination provides you with up to $500,000 of deposit insurance for a single account. Joint owners or adding beneficiaries may even extend insurance further. Check out the federal insurance calculator here to see how you can structure your accounts to receive maximum coverage. You can also learn more about our additional private insurance here.

Latest Annual Report

For more information on Mid-Atlantic Federal Credit Union (MAFCU), please read our 2012 Annual Report.

Our Routing Number

Our routing number is 255077477.