Enroll in Online Banking
To log in to Online Banking, you will need the following information:
- Member Number, and
- MATT Access Code, which you will be required to change after you first log in. You will use this as your initial password.
If you don't have this information or are in need of assistance, contact us at 301-944-1800 or 800-95-MAFCU.
Savings & Checking
Click here for printable version| Minimum Balance to Open | Balance Range | Declared Dividend Rate* | Annual Percentage Yield(APY) | Min. Balance Required to Obtain APY |
| $5.00 | Regular Shares & Holiday Club: | (Average Daily Balance) | ||
| $250.00-$4,999.99 | 0.15% | 0.15% | $250.00 | |
| $5,000-$9,999.99 | 0.15% | 0.15% | $5,000.00 | |
| $10,000 and Over | 0.15% | 0.15% | $10,000.00 | |
| $5.00 | Cash Critter Club & Yes Program: | (Average Daily Balance) | ||
| $0.00-$4,999.99 | 0.15% | 0.15% | $0.00 | |
| $5,000-$9,999.99 | 0.15% | 0.15% | $5,000.00 | |
| $10,000 and Over | 0.15% | 0.15% | $10,000.00 | |
| $25.00 | Free Checking Account: | (Average Daily Balance) | ||
| 0.00% | 0.00% | $0 | ||
| $0 | WOW Checking Account: | (Average Daily Balance) | ||
| 1.49% | 1.50% | $0 | ||
| $5,000.00 | Interest Checking Account: | (Average Daily Balance) | ||
| 0.15% | 0.15% | $5000 | ||
| $15,000.00 | Platinum Checking Account: | (Average Daily Balance) | ||
| 0.30% | 0.30% | $15,000 |
*Dividend Rate Declared July 1, 2010
The following disclosures apply to Regular Share, Cash Critter Club, YES Program, Holiday Club, Interest Checking, Platinum Checking Accounts and WOW Checking
1. Rate Information. The most recently declared dividend rate and annual percentage yield are listed in the table above. The dividend rate and annual percentage yield may change every month as determined by the credit union board of directors.
2. Compounding and Crediting. Dividends will be compounded and paid monthly. If you close your account before dividends are paid, you will not receive the accrued dividends.
3. Minimum Balance Requirements. The minimum balance required to open an account and to obtain the disclosed APY are listed above.
4. Balance Computation Method. Dividends on Regular Share, Cash Critter Club, YES Program, Holiday Club, and Checking Accounts are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
5. Accrual of Dividends. Dividends will begin to accrue on the business day you deposit cash and/or non-cash items (e.g. checks) to your account.
6. Fees and Charges. The fees and charges that may be assessed against your account are listed on the fee schedule.
7. Transaction Limitations. Withdrawals and transfers from your Accounts are subject to the following limits:
a. Transfers from your Regular Share Accounts through Online Banking, MATT (Member Access Telephone Teller), telephone transfers, pre-authorized transfers to the Checking Account to cover drafts are limited to six transfers per month.
b. Withdrawals through the ATM Networks may be limited to $300 per day.
c. Over the Counter Cash Withdrawals and Withdrawals through ATM may be limited to $1,000 per day.
d. Withdrawals may be limited if your loan(s) with the Credit Union are delinquent.
e. The Credit Union reserves the right to require a member intending to make a withdrawal from a Regular Share Account to give written notice of such intent not less than seven days and up to 60 days before such withdrawal.
8. Par Value of Shares; Dividend Period. The par value of a regular share in this Credit Union is $5.00. The dividend period of the Credit Union is monthly.
9. Nature of Dividends. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
10. WOW Checking. To qualify for WOW Checking, you must be a Relationship Maximizer in the My MAFCU Rewards program and actively use your debit card (with at least 10 transactions per month).
