Enroll in Online Banking
To log in to Online Banking, you will need the following information:
- Member Number, and
- MATT Access Code, which you will be required to change after you first log in. You will use this as your initial password.
If you don't have this information or are in need of assistance, contact us at 301-944-1800 or 800-95-MAFCU.
Loan Rates
Effective July 1, 2010
Rates are based on an evaluation of each applicant's credit. Additional .50% discount is available on new cars model years 2009-2010 and used cars model years 2007-2009 that are considered "hybrid" or get gas mileage of 25 miles or more in the city. All loan discounts are subject to current loan floors.
New Auto Fixed Rates
- Financing up to 100% MSRP Including Tax, Tags, Title, and Warranties; Minimum finance amount is $2,000
- Max. fixed loan term for motorcycles up to $15K is 48 months, if >$15K max. 60 months
- Call Member Service Center at (301)-944-1800 for motorcycle information
- Loan rates listed below are based on the Relationship Maximizer tier of My MAFCU Rewards.
Click here for printable version of Auto Loan Rates
| Term | APR | Cost/$1,000 Borrowed |
| 12-36 months | Fixed as low as 4.00% | 36 mthly pmts of $29.52 (Amounts<=$15,000) |
| 48-60 months | Fixed as low as 4.49% | 60 mthly pmts of $18.64 (Amounts<=$15,000) |
| 72-84 months | Fixed as low as 4.99% | 84 mthly pmts of $14.13 (Amounts>$25,000) |
Used Auto Fixed Rates
- Max. fixed loan term for motorcycles up to $15K is 48 months, if >$15K max. is 60 months
- Call Member Service Center at (301)-944-1800 for motorcycle information
- Loan rates listed below are based on the Relationship Maximizer tier of My MAFCU Rewards.
The following applies to Used Fixed Rate:
- 2003-2009 Models - Up to 100% Financing of NADA Retail Value
- Classic Cars - Up to 100% Financing of FAIR Value in Current CPI Guide
- Minimum finance amount is $2,000
| Term | APR | Cost/$1,000 Borrowed |
| 12-36 months | Fixed as low as 4.00% | 36 mthly pmts of $29.52 (Amounts<=$15,000) |
| 48-60 months | Fixed as low as 4.49% | 60 mthly pmts of $18.64 (Amounts<=$15,000) |
| 72-84 months | Fixed as low as 4.99% | 84 mthly pmts of $14.13 (Amounts>$25,000) |
Fixed Rate RV Loans (Boats and Motor Homes) Cost/$1,000 Borrowed
- For Qualified Applicants only. Minimum finance amount $20,000, Models up to 5-yrs old consider as New
- Maximum 90% of NADA Used Retail Value for Used, and 90% of total Purchase Price for New
| New | 120 months | as low as 5.50% | 120 pmts of $10.85 |
| Used | 84 months | as low as 6.25% | 84 pmts of $14.72 |
Home Improvement Loan
- No equity required (UCC1 filing only)
- Primary residence only, no investment properties or rentals
- Maximum loan amount of $60,000
- Minimal closing costs
- No lender fees
- Call Member Service Center at 301-944-1800 for more information
| Term | APR* |
| 5 Years | Fixed rate as low as 9.95% |
| 7 years | Fixed rate as low as 10.95% |
| 10 years | Fixed rate as low as 11.95% |
*Annual Percentage Rate. Rates and loan amount subject to an evaluation of each applicant's credit.
Unsecured Loans
Click here for printable version of Consumer Loan Rates
| Loan Type | APR |
| Kwik Kash Line of Credit (Overdraft Protection) | Variable as low as 7.75% |
| Signature Loan | Fixed as low as 9.25% |
Secured Loans
| Loan Type | Terms | APR |
| Share Secured | $250+ | Variable 4.15% |
YES (Young Executive Student) Loans
Parent or Legal Guardian Must Be a Co-Signor.
| Loan Type | Max | APR |
| YES First Car Loan (16-17 Yrs Old) | $3,000 maximum | Fixed as low as 4.50% |
| YES Visa Card (16-17 Yrs Old) | $1,000 maximum | Variable as low as 9.90% |
| YES Signature Loan (13-17 Yrs Old) | $500 maximum | Fixed as low as 9.25% |
