Auto Loans

MAFCU offers vehicle loans to suit your needs! New & used autos, motorcycles, boats or RVs, your credit union is here to help.

Get Driven...to Invest in America  

Mid-Atlantic FCU has teamed up with GM and Chrysler to help our members Invest in America. All eligible current and new members have the unique opportunity to get a great discount on a new vehicle from GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal. Depending on your choice, you could save up to thousands of dollars.

The deal gets even better when you finance your vehicle with us. Thanks to our low loan rates, your savings will quickly add up. And you’ll be doing your part to help the local economy when you buy an American-made car and finance it through us.
Start driving your discount. For more information on Invest in America, visit LoveMyCreditUnion.org.

MAFCU's Auto Loans:

Our vehicle loans are some of the most competitive around. They feature:

• Low rates.
• Financing up to 100% MSRP for new vehicles including tax, tags, title, and warranties.
• Financing for up to 100% of NADA Retail Value for used cars up to seven years old.
• Special financing for YES first car loans and classic cars.
• You can choose payments from 24-84 months on our fixed rates.
• Our AutoDraft lets you write a check for the new or used car on the spot when purchasing from an authorized dealer.
• You have convenient, 24-hour access to loan information through MATT, our member access telephone teller, and the Online Banking.
• You'll receive quarterly statements (monthly with checking accounts) itemizing loan payments and information.

Apply online or contact our Member Service Center at 301-944-1800. You can also finance through MAFCU right at the dealership using the Credit Union Auto Loan Network.

Through your membership with MAFCU you also have access to other money-saving car buying services including:

Enterprise Car Sales - Used cars priced below Kelley Blue Book with No-Haggle Pricing

MVCP - Motor Vehicle Certification Program offers pre-negotiated prices on vehicles

UBS - United Buying Service offers pre-negotiated prices on vehicles and discounts on factory installed extras

RV's, Motor Homes and Boats*

• Rates are based on an evaluation of each applicant's credit.
• We will finance up to 90% of the total Purchase Price to include tags, taxes and title fees for vehicles new and up to 5 years old.
• We will finance up to 90% of the NADA Used Retail value, for vehicles over 5 years old.

Apply online or contact our Member Service Center at 301-944-1800.

*Credit Union must be shown as Lien-holder on evidence of ownership and on hazard insurance policy. A Purchase Order/Survey/Appraisal is required For amounts up to $20,000, terms not to exceed 59 months.

For amounts greater than $20,000, terms not to exceed 144 months.

Motorcycles

New Motorcycles Fixed-Rate:

• All rates are based on an evaluation of each applicant's credit.
• We will finance up to 100% of the Purchase Price to include tags, taxes, title fees and extended warranties.

Vehicle is held as security. Copy of Purchase Order showing serial and key numbers is required.

Credit Union must be shown as Lien-holder and loss payee on full coverage insurance declaration policy, with a maximum deductible amount of $500. Pre-approvals are good for up to 60-days.

Maximum Terms for amounts less than $15,000 is 48 months For amounts greater than $15,000, maximum term is 60 months.

Used Motorcycle Fixed-Rate:

• All rates are based on an evaluation of each applicant's credit.
• We will finance up to 100% of Nada Clean value, not to exceed current model year + 5-years. Accessories are not included.

Copy of Purchase Order showing serial and key numbers is required.

Credit Union must be shown as Lien-holder and loss payee on full coverage insurance declaration policy, with a maximum deductible amount of $500.

Pre-approvals are good for up to 60-days.

Maximum Terms for amounts less than $15,000 is 48 months

For amounts greater than $15,000, maximum term is 60 months.