Loans

MAFCU offers business loans for virtually every need - large and small. Contact us today to discuss these and other options to finance your business.

Secured Member Business Loan

• Use your business assets to secure your loan, increase your borrowing power and extend your repayment schedule.
• Use real estate, equipment, certificates, marketable securities or savings as collateral.
• Rate is based on the quality of the credit, the business record of the applicant, the liquidity and coverage of the security, and the terms and periodic payment requirements

CA$H-FLOW Member Business Line of Credit

• Perfect for when your business needs to borrow money without committing its assets.
• Competitive terms & rate.
• No application, renewal or pre-payment fees.
• No collateral required.
• Convenient anytime access to funds.
• Provides overdraft protection for Member Business or Commercial Checking accounts.
• Credit limits up to $50,000.
• Contact business@mafcu.org or Apply Online

Small Business Administration Loans

• Business Acquisition (including Franchises)
• Owner-User Real Estate (including office condos)
• Machinery and Equipment
• Working Capital
• Lease hold improvements
• Fully amortized loans offering financing of as much as 90% of project costs

Business Loans

• Accounts receivable
• Commercial vehicles and machinery
• Equipment
• Lines of credit
• Closed-end loans
• Fixed and Variable rates
• Fully amortized Loans

Commercial Loans

• Residential investment property
• Multi-family property
• Office buildings and retail strip centers
• Mixed use properties
• Special use properties (church, gas station, golf course)
• Industrial/ Warehouse
• Acquisition, Development and Construction
• Purchase, Construction, Refinance, Rehab
• No prepayment penalties

Visa Cards for Businesses

• Essential for travel, entertainment and other business expenses.
• Enhances your cash flow and makes it easier to keep business expenses separate from your personal spending.
• Credit limits based on personal and business credit history and the assets of your business
• Ability to order additional cards for your employees and spending limits